Our DSCR loan programs are for real estate investors who acquire and refinance income-producing properties. If you’re targeting a mixed-use asset with commercial space or scaling into multi-family units, these programs are exactly what you are looking for. We work with real estate investors nationwide, providing financing for mixed-use properties.
DSCR Loan Program Highlights
- Mixed-use properties: 2–8 units
- Multi-family properties: 5–10 units
- Loan amounts up to $3,000,000
- Minimum FICO score: 700
- Up to 75% loan-to-value (LTV)
- Eligible commercial space includes retail, office, and restaurant use
For mixed-use properties, this is especially valuable. As long as the property generates sufficient income, you can secure financing, even if the asset includes a mix of residential and commercial space. But if the property is not producing rental income, we offer a No Ratio DSCR loan program that only qualifies the property based on its equity and the borrower’s credit score. The properties can be vacant, and we can still finance them.
Explore your options and take the next step toward expanding your mixed-use and multi-family portfolio.
