FHA Mixed-Use
- Eligible Property Types: FHA loans are available for 2-to-4-unit properties, making them a great option for small multi-family investments.
- Owner-Occupancy Required: You must live in one of the units as your primary residence.
- Self-Sufficiency Rule (3-4 Units): For 3 and 4-unit properties, rental income must cover at least 75% of the monthly mortgage payment to qualify.
