Our lending approach focuses on helping borrowers close quickly and capitalize on opportunities across mixed-use, multi-family, and commercial real estate sectors.
No Traditional Income Verification Required
We do not require income verification methods. This makes our programs ideal for experienced investors, self-employed borrowers, and those with complex financial structures.
Program advantages include:
- No tax returns required
- No bank statements required
- No income verification
- No debt service ratio requirements on 1–4 unit investment properties
- Flexible qualification based on asset and property strength
Financing Available Across Multiple Property Types
- Mixed-use properties
- Small commercial buildings
- Multi-family properties
- 1–4 unit investment properties (non-owner occupied)
- Vacant properties
- Short-term rental and Airbnb properties
- Assisted living facilities
- Value-add and repositioning opportunities
Bridge Loans and Fix-and-Flip Financing
Speed and execution are critical in competitive real estate markets. Our bridge loan and fix-and-flip programs provide short-term financing solutions that allow investors to acquire, improve, and reposition properties efficiently. These programs are ideal for:
- Property acquisitions requiring fast closings
- Renovation and repositioning projects
- Transitional properties
- Investors seeking to improve value before refinancing or selling
Credit Requirements – All FICO Scores Considered
We provide financing solutions for borrowers across a wide range of credit profiles. Unlike traditional lenders that impose strict credit score minimums, our programs evaluate the overall strength of the investment. We will consider:
- All credit score ranges
- Domestic and foreign national borrowers
- Investors with complex financial situations
- Borrowers with non-traditional income structures
No Source of Down Payment Restrictions
Our programs offer additional flexibility by not requiring traditional sourcing or seasoning of down payment funds. This allows investors to structure transactions efficiently and deploy capital strategically.
- Professional real estate investors
- Portfolio expansion strategies
- Bridge and transitional financing scenarios
Foreign National Financing Available
We proudly offer financing solutions for foreign investors looking to acquire mixed-use, commercial, or investment properties in the United States. Our programs are structured to accommodate international buyers without requiring U.S. income documentation.
If you’re acquiring, refinancing, or repositioning a mixed-use or commercial property, contact us to speak to a specialist.
