Mixed Use Building Financing in New York Made Simple

Why Choose Us for a Mixed Use Building Mortgage New York Property Owners Trust

Headquartered at 125-10 Queens Blvd in Kew Gardens, New York, we know this market from the inside. A mixed use building mortgage New York borrowers can actually close on requires a lender who understands local property types — the classic shop-below, apartments-above buildings that line streets in Brooklyn, Queens, the Bronx, and beyond.

Here’s what sets our programs apart:

• No income check available — qualify without tax returns or traditional income documentation
• No minimum credit score required on select programs
• Up to 80% max LTV, depending on your property’s cash flow (DSCR)
• Loan amounts up to $50 million, with purchase loans up to $25 million
• 2–48 unit mixed-use properties allowed — commercial square footage must be 50% or less
• Interest-only options to keep monthly payments low
• Fixed-rate terms from 5 to 40 years, plus adjustable-rate options
• Foreign nationals and ITIN holders welcome
• One-time paperwork and quick closings with complete transparency

Because we network with more lenders than many other mortgage brokers, we compare rates and terms across the market for you. A mixed use building mortgage New York investors secure through us isn’t a one-size-fits-all product — it’s a bespoke loan based on an individual assessment of your property, your goals, and your cash flow.

Storefront Apartment Building Loan New York: Purchase and Refinance Programs

The storefront-with-apartments building is the backbone of New York real estate investing. Multiple rental income streams, less reliance on a single tenant, steady demand in busy urban corridors, and a smaller entry point than large commercial sites — it’s stability and diversification inside one asset.

A storefront apartment building loan New York buyers qualify for through MixedUseMortgage.com covers both sides of the deal:

Purchase: Buy a mixed-use property as an owner-occupant or investor with no income verification needed. We offer up to 75% LTV on purchases up to $5 million, with maximum purchase loans of $25 million, on buildings from 2 to 48 units.

Refinance: Lower your rate, switch loan types, or pull cash out of your equity. Our refinance programs offer 75% LTV on rate-and-term deals, 70% LTV cash-out up to $25 million, and no limit on cash-in-hand. Properties must be at least 51% residential by units or square footage, with no environmental hazards on the commercial portion.

If timing is critical, our bridge loans deliver fast financing in days, not months — ideal for acquisitions, renovations, or urgent cash-out needs. For borrowers with unique situations, a storefront apartment building loan New York deals demand can also be structured through hard money, SBA loans, construction loans, DSCR programs, lines of credit, or non-recourse commercial first mortgages.

Loan for Property with Storefront + Apartments New York: How It Works

Getting started is simple. Here’s the path from quote to closing when you need a loan for property with storefront + apartments New York banks won’t touch:

1. Request a fast quote. Fill out our free online quote form in minutes — loan type, property size, credit range, and price. No obligation, no pressure.
2. Speak with a loan specialist. We review your deal individually, case by case, and match you with the strongest program from our network of high-profile mixed-use lenders.
3. Complete one-time paperwork. Our streamlined process saves you time and money — no repeated document requests.
4. Close quickly and confidently. With market-wide rate comparisons and full transparency, you know you’re getting competitive terms.

Every loan for property with storefront + apartments New York investors bring us is assessed on its own merits. Self-employed? Nontraditional income? Buying from abroad? Planning to fix and flip? These aren’t problems — they’re scenarios we fund every day.

Frequently Asked Questions