A retail space on the ground floor. Residential units above. Multiple income streams working together in one property. On paper, mixed-use real estate is a strong investment. In reality, many lenders hesitate the moment they see the words “mixed-use.” Add in...
For many real estate investors, the biggest obstacle to financing a mixed-use property is not the down payment or the property itself — it is proving income the way a conventional lender expects. Self-employed borrowers, freelancers, business owners, and investors...
Applying for a commercial mixed-use loan often looks straightforward on paper. In reality, many borrowers run into avoidable delays or outright denials because of small details lenders care about more than expected. Mixed-use properties sit in a grey area between...
Why investors are suddenly looking at mixed-use properties The U.S. real estate market is changing. Investors are no longer relying only on single-family rentals or standard commercial spaces. More attention is shifting toward mixed-use buildings because they combine...
Our DSCR loan programs are for real estate investors who acquire and refinance income-producing properties. If you’re targeting a mixed-use asset with commercial space or scaling into multi-family units, these programs are exactly what you are looking for. We work...
Urban real estate is evolving fast. As cities become denser and land becomes more valuable, investors are increasingly turning to mixed-use developments—properties that combine residential, commercial, and sometimes even retail spaces in one location. These...
Starting a business is exciting, but finding the right funding can feel overwhelming. With so many loan options available, it’s important to choose the one that matches your business type, growth plans, and financial situation. The wrong loan can leave you with high...
Our lending approach focuses on helping borrowers close quickly and capitalize on opportunities across mixed-use, multi-family, and commercial real estate sectors. No Traditional Income Verification Required We do not require income verification methods. This makes...
If you’re looking to buy or refinance a small mixed-use property, you’re in the right place. One of our programs finances 1- to 4-unit mixed-use residential properties that meet FHA guidelines, providing buyers and property owners with more financing...
The small mixed use program is available for purchasing, refinancing or cashing out on properties. With this program, you can get a loan from $100,000 to $1,000,000. Therefore, you need to make sure your project needs fall within this range otherwise, you won’t get...