Small Mixed Use Mortgage

We have several loan programs for our Small Mixed-use property loans that can qualify a mixed-use property. We offer the Full-Doc loan, which carries excellent pricing, and the No Ratio loan program, which does not use rental income to qualify the property; an example would be vacant properties.

Program Overview

• Innovative Portfolio Lending – Solutions Beyond the Ordinary
• We don’t box you in with rigid guidelines. Our portfolio lending approach gives you the freedom and creativity you need.
  • No unit limits – Finance 1-4 unit properties or more significant multifamily buildings (5+ units).
  • Mixed-use properties welcome – No restrictive residential/commercial ratios.
• Loan Amounts $50,000 – $2 million.
• Eligible Property Types -Mixed-use | Multifamily | Retail | Warehouses | Light industrial | Other commercial real estate
• Owner-Occupied & Investment Properties
• We finance both personal and investment ventures.
• Nationwide Availability
• Serving borrowers across most U.S. states.
• 25-year fixed-rate options
• 5-year adjustable-rate mortgages (ARMs)
• Credit Flexibility – 600+ FICO: Ideal for our core program. 500s: Reviewed case-by-case.
• We handle appraisal, title work, and processing—typically closing loans in 30–45 days.

This small balance mixed-se loan program is excellent for loan amounts under $2M. More exceptions are made for these type of loans, like the credit score requirement can be less than 600. If you are looking for mixed-use financing, contact our office, and we will connect you to a loan specialist.